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Monday, January 2, 2017

Deferred Compensation

In addition to providing qualified plans to employees, many business owners implement nonqualified alternatives in order to supplement retirement benefits. These selective benefit plans are generally offered to key employees and owners. READ MORE >>
Monday, January 2, 2017

Living Expenses In Retirement

In order to plan realistically for the future you need to have a clear understanding of what money you need when you retire. This will include the cost of living and special activities you will have. READ MORE >>
Monday, January 2, 2017

The Basics Of Retirement Planning

When planning your retirement, it is important to remember that money, more than any other factor, will dictate most of your retirement decisions. READ MORE >>
Monday, January 2, 2017

Bridging The Gap

In years past, it was often realistic for retirees to base the majority of their retirement income on Social Security benefits and traditional employer sponsored pension benefits. READ MORE >>
Monday, January 2, 2017

Minimum Retirement Plan Distributions

Most qualified retirement plans offer significant tax benefits for those willing to follow a few IRS specified rules. The government wants to make these plans (401(k)s, Keoghs, SEPs and traditional... READ MORE >>
Monday, January 2, 2017

Traditional and Roth IRAs - Which Is Right For You?

There is a wide variety of tax-advantaged ways for individuals to save for retirement. Because of their income tax benefits and because IRAs are so easily established, they have become one of the most often used retirement savings vehicles available today. READ MORE >>
Monday, January 2, 2017

Roth IRA Conversion Review

If you have existing retirement assets in a traditional IRA, you may want to consider converting those assets to a Roth IRA. Possible benefits of converting include tax-free distributions at retire... READ MORE >>
Monday, January 2, 2017

Retiring At An Early Age

Historically, most Americans have considered 65 to be their target retirement age. This is likely the result of past Social Security laws which allowed for a full benefit beginning at age 65. READ MORE >>
Monday, January 2, 2017

Tax Qualified Plans

As a business owner, there are several reasons you might want to implement a qualified retirement plan for you and your employees. Not the least of which is that qualified plans provide numerous tax advantages. READ MORE >>
Monday, January 2, 2017

Calculating Social Security

Social Security was originally introduced in 1935 in the aftermath of the Great Depression. It was intended to provide a safety net of income to retired and disabled workers and their families. READ MORE >>
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